--By the way, can I apply US loan to buy a Chinese house?
You can get mortgage from foreign banks for your houses in China. But you don't need to borrow from a US bank to benefit from the tax deduction on your mortgage interest
But you have to make sure that the bank will send you the 1098 form at the end of the year to allow you deduct the interest when you file tax return.
I heard that CitiBank offers mortgage to US citizen when they buy a condo in China. You may check with them.
